During her 7 years as a loan officer, Tammy has developed a strong conviction that communication is the most integral part of being successful. She believes it is essential to provide the best service in the mortgage industry by understanding her borrowers' individual needs and desires. Because she feels acting on the decision to purchase a home is often difficult and tension filled, she strives to adhere to her philosophy of "It is my responsibility to make the experience a pleasant one".

Tammy is a mother of four -- two girls ages 18 and 15, and two boys ages 12 and 10.  She enjoys taking an active part in the lives of her children and participates in many of their activities.  Her passions not only include her children, but working out, reading and participating in dramas sponsored by her church. Tammy is currently attending Kent State University and majoring in Psychology.